Jumbo Loan in Central Jersey: 5 County-Line Facts That Decide Your Mortgage Before You Make an Offer
Princeton's jumbo line is $832,750; Edison's is $1,249,125. Five county-line facts to check before you set a Central Jersey budget.
Does Homeowners Insurance Cover Frozen Pipes in NJ? Why Winter Water Claims Get Denied (and How to Protect Yours)
Most NJ policies cover a sudden burst pipe, but heat, vacancy and slow leaks sink many claims. Here are 5 reasons winter water claims fail.
7 Critical Things Senior Home Sellers in Central Jersey Should Know Before They List
A cash offer $50,000 over asking fell apart when my senior seller backed out. Here is what senior home sellers in Central Jersey should settle before listing.
Priced Out of Bergen County? Why Edison and Middlesex County Offer More House for Your Money
The same budget buys about 450 more square feet in Middlesex County than in Bergen. Here's how Edison compares on space, schools, taxes and the train to Penn.
Moving From NYC to Edison: 6 Big Advantages NYC Buyers Have Right Now, and the Catch
One in five Edison listings cut its price this summer. Here's why moving from NYC to Edison is more negotiable now, what still costs more, and how to approach it.
Selling a House in Central Jersey: The 7 People Who Shape Your Sale, From Your Attorney to the Town Inspector
Selling a house in Central Jersey takes more than an agent. Here are the 7 people who shape your sale, when each one comes in, and what to start before you list.
Best Private Schools in Central Jersey: 7 Essential Insights From Niche’s Newest Ranking for Home Buyers
Niche’s newest ranking puts 25 NJ private schools at A+, including Wardlaw + Hartridge in Edison and Rutgers Prep in Somerset. Here is the Central Jersey list and how choosing private school changes where families should buy.
More Homes for Sale, Yet Prices Keep Rising: What New Jersey’s Latest Numbers Mean for Central Jersey Buyers and Sellers
New Jersey Realtors reports inventory up 9% and pending sales down 8.9%, yet the statewide median price still rose 2.7% to $575,000. Here is why more homes for sale has not meant lower prices, and what Central Jersey buyers and sellers should do with that.
Why Central Jersey Home Deals Fall Apart After Signing: 4 Critical Stages Where Contracts Break and How to Keep Yours on Track
About 1 in 8 New Brunswick-area home contracts were canceled in September. Here are the four stages where Central Jersey deals break after signing, and what buyers and sellers can do at each one.
Mortgage Protection Insurance Letters After Closing in NJ: Is It Worth It, or Is Term Life the Better Fit?
The letters start a week after closing. Here is what mortgage protection insurance in NJ actually is, how it differs from term life, and 5 questions to ask first.
Nearly Half of U.S. Home Sales Now Include Seller Concessions: What Central Jersey Buyers Can Realistically Ask For
Redfin says sellers gave concessions in 44.7% of U.S. home sales this summer, but only 5.7% in the New York metro. Here is what a concession is, what Central Jersey buyers can realistically ask for, when to ask, and what sellers should be ready to offer.
Buying a Home With Cash in Central Jersey: 7 Reasons Cash Buyers Have the Edge When Mortgage Rates Top 7%
Mortgage rates are back above 7%, and cash buyers in Edison, Metuchen and the rest of Central Jersey are winning on terms, not just price. Here are the 7 edges a cash offer carries right now, and what cash buyers still need to close in New Jersey.